Loan Shop
 

This should be worked on lol. A place where you can borrow however much amount of money as you need and you must pay back the loan shop in a certain amount of time. If you don't then you can suffer a consequence like getting banned for a certain amount of time (depending on how much money you borrowed) and such :)

Or a loan shark steals your items

i like this idea

1. Borrow a ton of money.
2. Take a break from Graal.
3. ????????????
4. Profit.

People would abuse this so much lol.

A way to avoid this would be= if you borrow 1k gralats and don't pay back. You get jailed for 100 days hehe. Strict laws for iEra, more people in jail.

That would just make people scared to use the system

"Oh darn I forgot to paw off my loan, so i'm jailed for 100 days."

not to mention that a day is 24 hours.
So you would effectively jail half the population of iEra for about 2400 hours.

Good plan.

It's borrowing money. Either your confident that you will be able to pay back. If your not then don't do it

Maybe something not meant for actual punishment should be the penalty, like I dunno, maybe putting you in "debt" meaning your gralats are frozen until you freelance jobs until you earn 1.2 times your debt. And to keep people from getting to deep in debt players can only withdraw, say, 30k. That way Unixmad gets at least SOME bread and players won't have to pay off millions.

I could make a couple alt accounts, and easily abuse this whole system by borrowing money with the alt accounts, buying the items I want, and then giving them to my main account. Then the alt account would become unusable, but I'd still have the item.

No. This would be pretty abusive.

... What? Just... What?

If you can't word that more clearly, I can only assume you're mistaken. How does one buy rares directly with gralats?

Here's a simple, working method.
-Let's say Bob needs some money to buy the new Magic Wand melee!
-But to no surprise, it's expensive!
-Bob borrows 30k, and after the loan shop does its magic, it comes up with a time to return the money.
-(Ex, oh wait this all is .-.) Bob was given 1 day to return the money.
-(Ex:1) Bob returned the money in less than 24hrs, and he now has his own Magic Wand, yey!
-(Ex:2) Oh no :( Bob couldn't make (or buy, yah it's era obviously that's what they all do) enough money, so whatever Bob purchased is now returned, and he does not own the item anymore.

Just realized a few flaws. Players would probably continue to borrow money to basically own the item, so perhaps you can only borrow once every week, maybe even 2.

And if the player bought shovels with the money, and already use/broke the shovels, the shells they got from the shoveling (or money if exchanged) would be removed from their account.

This idea should be removed...
Era is a cop vs gangster game-it didn't mention anything about loaning or gambling to pay off debts.
We're teaching 9-12 year olds to do this in real life(not like they would but some will) when growing up.
We don't want a game to be a bad influence to players on App Store.
Plus, increases people to keep borrowing 1M and buy all good guns+win auctions easily-just like buying gralat packs with itunes

Yes, I know era is a game but, it's bad enough that people are being racist and sort of whatsoever language.
I've learned some words and used them rarely-speaking off my mind
I wouldn't like to see people to keep borrowing and getting banned for not returning the debt.
If more than 3/5 of era population borrowed, they not only suffer loss of Gralats, but also lose of players that will delete era and start a new RPG game.

lol

How bout pawn shop ? Where u sell ur unwanted items such as bombs and others to NPC ?

Ruin the point of having freebies _-_

Nah... This would never be inplemented. How would iEra earn profit then...

Ones that are on sale... I should word it more clearly.

borrow 99999999999 gralats buy 9999999 healing items. trade them to ur main account and delete the loan account lol. bad idea....

Eh. Ya, not happening. Nice try though.

How about you make the money instead of taking it and never returning? :D
Loans in real life can screw you over.
Loans = interest = paying back more than the item is really worth. Then regretting ever taking out a loan.

I highly doubt people are going to use this system correctly, and 100 days jail? Not really going to do anything, just delays paying back at all. So if this was out in era, freeze gralats when you borrowed, and you won't be able to use any until you pay back all of what you owe.

Let's make this fun shall we? For every hmmm I don't know 5-10 days you don't pay back your debt will raise and raise and raise, until you get either fed up and quit or you use gralat packs to pay it all off. Like I said before, it's better to make your own money so you don't run into these situations.

Freeze gralats or just take the item away could be reasonable. Using alternate accounts prove that people will take advantage of this. <---too lazy to quote but ya

Yea. Go on a alternative account, borrow 2,000,000 gralats. Buy shovels and whatever you need with the money, trade them to your main account.

no
lets just imagine that era was a perfect community and acted as a real life, and there was no packs. With era and its ****ty job profits, you would be loaning and it would take months to just pay off a 30,000$ loan without no lifeing the game. 30k in era is around 10$, and that takes 2 hours of minimum wage to pay off. Its worse enough that you get wages of a slave in era, and this would make it worse.

i live in cali so minmum wage is 10$. off topic but where do u live? thats crazy lol 5$ an hour?