Graal Online Bank
 

I really think Graal Online Bank should start being of use to people aside from the gnome quest. In my opinion, it should act like a real bank as in, you should be able to withdraw and deposit money which is really good if you're camping out at destiny for a sold out hat. You can just withdraw 2500 or more and receive the hat you want! This would also help players to buy more of the expensive items in graal quicker and just earn money quicker in general. It may also teach some responsibility in the younger audience the game aimed toward. Thoughts?

How would it earn more money quicker????

http://www.graalians.com/forums/showthread.php?t=30214
Starting to like this idea^

@thread
Bank or no Bank, people will still spend their money when they want to.

My thoughts.

In my opinion you should never be able to drop below "0" gralats. Even if you can take loans in real life I feel it wouldn't go over well here. The only way loans could happen would be if you could not buy anything else until the loan was payed in full, no interest on the loan either.

But for storing gralats and maybe a small interest rate? I would be down for that.

What's the point in storing your money in a bank if there is no consequence for always carrying it around?

Gaining interest on the money is the only thing that comes to mind

An interest rate is pointless on a game like this; could earn money normally much much faster. Interest rates are pretty low and slow.

+ people will probably spend it all fast anyways

I realize. The only situation I could see it working is if you were taking a break and wanted to keep earning money, if incrementally. Considering most people don't do that the idea doesn't have much hope

Giving interest is like giving people free Gralats, that's an issue with adding a new bank system. If we were to make one without interest it'd just be pointless.

Would be cool if you could store FURNITURE in there though because i'm tired of having to drop them all manually when I want to buy some others.

Is this what you are trying to explain?
With an actual Jail system this would be hilarious

An item is worth 1,000 gralats

The bank will only give me a loan of 2,500

I receive the 2,500 and buy the item I want

I have to pay 150% more than what I was loaned in less than a week: 3,750

I have 1,500 left over from the bank, and now I need 2,250 to complete the 3,750

I can pay the bank back on the same day and not get charged

Every day I don't pay, the interest rate is raised by 7.14%, until 7 days have passed

If I have not payed the bank within 7 days, I get jailed for 24 hours

I have to be on for those hours to complete

Once I am a free man, the bank's loan limit is dropped by 2,000: 500

And My gralats are at -(#of gralas I still owe the bank)

If your gralats are negative, you can't buy anything

Gain gralats until you are neutral

Every time I want to raise the loan limit, I have to ask for a loan, and pay that amount

The Bank will raise the limit x2 every time I pay my loan on time

Loan Max Limit 10,000

Now that would teach players to spend money wisely

Would be hilarious if there was an npc animation of the Graal City Guards dragging you to the police station for not paying on time.

If players were to drop gralats on death then the bank would be useful. Otherwise there's no need for it.

This

One word: Nope!

Stop with all your brilliant ideas, I don't have enough time to spread rep.

It's already annoying since they added in that you drop bombs and arrows when you die.

Yeah this bank idea won't work lmao

'm. Would actually give pking a perpose.
Never seen the bank open. Hmm.

You purpose to make people need to get money. See once someone has been pking a while they would have died a lot and well they would lose slot of money causing them to have to go and get money for something they want. But then again all they will be doing is pking and not buying things..

The reason the bank isn't used anymore is because you don't drop gralats anymore, so your money is always safe.

Finally, I can loan shark within the law!

With this idea the bank can actually be useful

the gralat system today is like a bank. for example how can you carry 20k gralats. huh?

I've always imagined it that when you reach a certain number of gralats they turn into the type of gralats that are needed to make that amount rather than a huge pile of green and blue gralats ect

The issue that was pointed out when I mentioned the possibility of dropping gralats on death is that it will never happen because some people pay real world money for gralats.

I countered this problem with the idea of a specific pk room/area in which players inside would drop gralats upon death. There'd be nothing in this room for players to seek out other than a more "hardcore" type of pk in which gralats are dropped on death, so no one would whine because this specific pk area is completely optional to those who choose to enter it.

Basically only the "fools" who act all mighty and strong would enter with gralats.
The rest would simply pk until the persons in front doesn't have any gralats left.
Think about it, why pk and risk loosing gralats when I can make sure not to loose any?

but i need to show off how much gralats i have on my profile!

It would have to be like a fraction of your total gralats so this could happen lol

-player buys a frick-ton of gralat packs
-player is on his way to the bank
-player gets owned by a random pker
-pker steals a portion of the gralats
-player has a coniption

Drop 1g per death.

It would work similarly to how bombs and arrows drop. You wouldn't lose all of them, just a small portion. I think dropping 3-5 gralats on death would be appropriate.

Well maybe if you have this pk room idea there should be some sort of thing where there is different rooms where you need a certain amount of gralats on your account to enter the room to pk! And the more you move in room the more gralats you lose but I think it should be a bit more competitive then just a kill should be some sort of King of the pk ground type of thing and you have to put an initial amount of gralats and winner takes 60% of earning second 30% and third 10% of earning for the round

Or some sort of most kills in a set amount of time instead of top three alive rather be something like top 3 at amount of kills and if 2 people tied for like let's say first and second then they would go into a 1v1 fight that is set into 3 steps like a 1v1 fight an archery point thing and maybe a game with the bombs like this u cover all 3 things and highest points between all three determines your spot to determine the winner