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-   -   Loan Shop (https://www.graalians.com/forums/showthread.php?t=21044)

fUnK 08-27-2013 03:03 AM

Loan Shop
 
This should be worked on lol. A place where you can borrow however much amount of money as you need and you must pay back the loan shop in a certain amount of time. If you don't then you can suffer a consequence like getting banned for a certain amount of time (depending on how much money you borrowed) and such :)

JakeRage 08-27-2013 03:12 AM

Or a loan shark steals your items

mango 08-27-2013 03:16 AM

Quote:

Posted by fUnK (Post 403983)
This should be worked on lol. A place where you can borrow however much amount of money as you need and you must pay back the loan shop in a certain amount of time. If you don't then you can suffer a consequence like getting banned for a certain amount of time (depending on how much money you borrowed) and such :)

i like this idea

Sup3rn00b 08-27-2013 03:59 AM

1. Borrow a ton of money.
2. Take a break from Graal.
3. ????????????
4. Profit.

Motrox 08-27-2013 04:16 AM

People would abuse this so much lol.

fUnK 08-27-2013 04:41 AM

Quote:

Posted by Motrox (Post 403996)
People would abuse this so much lol.

A way to avoid this would be= if you borrow 1k gralats and don't pay back. You get jailed for 100 days hehe. Strict laws for iEra, more people in jail.

Sup3rn00b 08-27-2013 04:46 AM

Quote:

Posted by fUnK (Post 403999)
A way to avoid this would be= if you borrow 1k gralats and don't pay back. You get jailed for 100 days hehe. Strict laws for iEra, more people in jail.

That would just make people scared to use the system

"Oh darn I forgot to paw off my loan, so i'm jailed for 100 days."

not to mention that a day is 24 hours.
So you would effectively jail half the population of iEra for about 2400 hours.

Good plan.

fUnK 08-27-2013 05:04 AM

Quote:

Posted by Sup3rn00b (Post 404000)
That would just make people scared to use the system

"Oh darn I forgot to paw off my loan, so i'm jailed for 100 days."

not to mention that a day is 24 hours.
So you would effectively jail half the population of iEra for about 2400 hours.

Good plan.

It's borrowing money. Either your confident that you will be able to pay back. If your not then don't do it

Vladamir Blackthorne 08-27-2013 09:57 AM

Maybe something not meant for actual punishment should be the penalty, like I dunno, maybe putting you in "debt" meaning your gralats are frozen until you freelance jobs until you earn 1.2 times your debt. And to keep people from getting to deep in debt players can only withdraw, say, 30k. That way Unixmad gets at least SOME bread and players won't have to pay off millions.

optimuswhat 08-27-2013 10:32 AM

I could make a couple alt accounts, and easily abuse this whole system by borrowing money with the alt accounts, buying the items I want, and then giving them to my main account. Then the alt account would become unusable, but I'd still have the item.

No. This would be pretty abusive.

Vladamir Blackthorne 08-27-2013 10:46 AM

Quote:

Posted by optimuswhat (Post 404095)
I could make a ton of alt accounts, get money, buy rares, and give them to my main account.

No. This would be pretty abusive.

... What? Just... What?

If you can't word that more clearly, I can only assume you're mistaken. How does one buy rares directly with gralats?

kenthefruit 08-27-2013 10:54 AM

Here's a simple, working method.
-Let's say Bob needs some money to buy the new Magic Wand melee!
-But to no surprise, it's expensive!
-Bob borrows 30k, and after the loan shop does its magic, it comes up with a time to return the money.
-(Ex, oh wait this all is .-.) Bob was given 1 day to return the money.
-(Ex:1) Bob returned the money in less than 24hrs, and he now has his own Magic Wand, yey!
-(Ex:2) Oh no :( Bob couldn't make (or buy, yah it's era obviously that's what they all do) enough money, so whatever Bob purchased is now returned, and he does not own the item anymore.

Just realized a few flaws. Players would probably continue to borrow money to basically own the item, so perhaps you can only borrow once every week, maybe even 2.

And if the player bought shovels with the money, and already use/broke the shovels, the shells they got from the shoveling (or money if exchanged) would be removed from their account.

XSTARX 08-27-2013 12:22 PM

This idea should be removed...
Era is a cop vs gangster game-it didn't mention anything about loaning or gambling to pay off debts.
We're teaching 9-12 year olds to do this in real life(not like they would but some will) when growing up.
We don't want a game to be a bad influence to players on App Store.
Plus, increases people to keep borrowing 1M and buy all good guns+win auctions easily-just like buying gralat packs with itunes

Yes, I know era is a game but, it's bad enough that people are being racist and sort of whatsoever language.
I've learned some words and used them rarely-speaking off my mind
I wouldn't like to see people to keep borrowing and getting banned for not returning the debt.
If more than 3/5 of era population borrowed, they not only suffer loss of Gralats, but also lose of players that will delete era and start a new RPG game.

kenthefruit 08-27-2013 12:33 PM

Quote:

Posted by XSTÃRX (Post 404117)
This idea should be removed...
Era is a cop vs gangster game-it didn't mention anything about loaning or gambling to pay off debts.
We're teaching 9-12 year olds to do this in real life(not like they would but some will) when growing up.
We don't want a game to be a bad influence to players on App Store.
Plus, increases people to keep borrowing 1M and buy all good guns+win auctions easily-just like buying gralat packs with itunes

Yes, I know era is a game but, it's bad enough that people are being racist and sort of whatsoever language.
I've learned some words and used them rarely-speaking off my mind
I wouldn't like to see people to keep borrowing and getting banned for not returning the debt.
If more than 3/5 of era population borrowed, they not only suffer loss of Gralats, but also lose of players that will delete era and start a new RPG game.

lol

Angelz 08-27-2013 03:02 PM

How bout pawn shop ? Where u sell ur unwanted items such as bombs and others to NPC ?


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