If they're on you, you're more likely to spend them. No profit will be altered or changed from a bank, simply because it's the same amount of money being used, only stored for safe keeping. Besides, this would be really convenient for those who often have no money whenever something's released. That way, they could better save their money for safe keeping. VIP subscriptions and other purchases can also be deducted from the bank as well. Things like hats and furniture would still have to be bought with money paid up front with the cash on your player. But with this auto-deduction system would give the bank a purpose and maybe pave way to other ingame subscriptions. Like a monthly selection of player made hats and furniture in the back room of the museum for example only allowed for those who have paid the optional subscription *scans rooms for potential whiners*. A bank could also be used to store surplus furniture that take up space within a house or guild house for future use. Keep track of purchases (inapp and ingame), withdrawals and deposits recently made. The Baddies and Pyrats are slaughtered so easily and daily. They might as well have lost by now. Besides, even if the bank is robbed the money is secured by the federal government ;)