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This. I plan on living with my parents for about 2 years after I finish college (while working full time) so that I can pay off all my loans. I also plan to never use a credit card so I won't ever get into more debts. Seriously, I don't understand why people think they need a nice car NOW or a big house NOW. Wait until you have enough money dammit. That's the reason we keep getting into recessions!
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Totally agree,however countries try to induce spending and run huge spending programs to get out of the recession only to end up with a huge amount of debt that they willl have to pay off.