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It happened once. It was a test by admins. After that they reverted everyone's Gralats back. (some got more than they should). Idk what the test was for but obviously it never happened again
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As Shannon said it was a bug, not a test (according to her).
Don't need banks, could get wallets aswell from maybe quests or something, wouldn't prefer to have it sell-able.
But ya, this will probably not be the case.