no
lets just imagine that era was a perfect community and acted as a real life, and there was no packs. With era and its ****ty job profits, you would be loaning and it would take months to just pay off a 30,000$ loan without no lifeing the game. 30k in era is around 10$, and that takes 2 hours of minimum wage to pay off. Its worse enough that you get wages of a slave in era, and this would make it worse.