This notion that homeschooling won't let you get into a decent college is a sham; this is all misinformation. Life after high school is nothing like you think it is. In fact, it's starting to make a lot of sense to me why some of the people around here are difficult to explain reality to; so many youngin's … 16, 18, 14 … My gaawd.
Okay, in the real world there is no such thing as a permanent record; also, any normal college will do. A community college is good for a 2 year degree while a university is good for a bachelor's. You may have to finish a PhD at a specialized unit nearby, which is a branch of your university.
Literally, any college will do. In fact the "better college" myth usually is just centered around some idea about people "moving on to be rich and awesome". You can go this route, but you'll end up paying a fortune in student loans and wishing you had just picked something like a community college with credits that transfer to start.
Filing for bankruptcy won't even remove your student loan debt. I know people with $250,000 in student loan debt and they are struggling to pay for a car, a house payment, and their student loan's monthly payment. It's a mess. Literally they're paying $1600 a month in student loans. It isn't funny.
As for standing up for yourself: Just speak your truth, be yourself, and don't start ****. Don't try to be bigger & badder than you are, and keep the peace.
Peace, and love <3