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Having 'temporary' players on your roster is not going to benefit you if you lose points/currency/whatever-it'll-be-called for poor retention.
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Would points be refunded if you are changing guilds, or would you lose everything you gained from that guild?
Could just be a 50% refund, and transfer those points towards a new guild.
In case the first guild you were in, goes inactive. That way you don't have to completely start over.
Also, for the list of members. You should order them by experience points gained. That way the more active one's are shown at the top of the guild. Not sure if by default, leader should always stay at the top?