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I could be wrong, but I don't think it's individual points. I get the impression it's points for each guild. So if you personally leave a guild, the points won't matter as they're for that guild, and not each individual member.
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No, I think they mentioned the fact that you have to choose your members wisely. Otherwise if they go inactive, and you kick them, then the guild loses points. This is so that people won't nub recruit 24/7, and helps guilds with loyalty.