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I'm sure this wouldn't get you banned , if I ever got a ban for this sort of reason I believe a refund would be the lesser of their worries
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^This
It would be a blatant abuse of power and unjustified.
Even when a game has in its ToS that they can ban or delete your account at any time without warning or reason, they really can't. They are bound by certain laws to allow every player a fair and just time.