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Have you verified your payment methods and made sure they are working?
PC prices are pretty high, I buy them on PC sometimes when I'm too lazy to grab my device but it's probably worth waiting to fix the issue and buying them on mobile since there's still like 10 days to gift
if it's a problem with the server will most likely be fixed in due time so you won't miss out on gifting people
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Ive always had the same payment besides I threw itunes on my app store acc and its sitting on 50$ right now. I know I have time but not many people will have $$ to gift by then.