The most efficient way without wasting your time is probably just doing one run of the Pyrat quest
Pyrat will get you 1k daily
|
I have a Christmas alt that I just do Pyrat quest on everyday (if possible) and use that for gifting money, easily 200k+ a year
Takes less than 15 minutes, pretty quick if you can get on at a convenient time
Probably something people who actively play should definitely add to their daily routine, it's also a really easy way to maintain and keep VIP
The money definitely stacks up if you aren't constantly wasting it potentially up to 365k a year spending 10-20 minutes a day, that's more than enough to be buying seasonal hats/items throughout the year and being left with change