I play pc, had like hundreds of thousands of dollars as a trial before 200 hours. It's not that hard if you know how to play the market . Oh, and all the people you said to avoid, not really necessary. Just run and shoot back at em, you can sometimes kill them despite the skill/weapon difference. Otaconreturns is a heavy mercher (basically he does his best to rip you off), so avoid buying stuff from him. Always a good idea to check with a couple of people as to prices before a purchase. Might make a more detailed guide at som point if I'm bored