I don't think the odds are that bad...
I spent 50 k and I got 3 dragons , 7 hat colours , the beard , the magic 8 ball and a bunch of really nice furniture
How much money I think I would have spent with no slots (low balled ) ?
I'd say 8k each morph = 24k
Each hat I would say is worth 4K = 28k
For the beard I'd say 5 k
For the magic 8 ball item I'd say 5k
And countless furniture items that seem good quality and wouldn't be too cheap individually...
Tbh I think I got a lot more than my money was worth ussually in this game, specially as personally I've lowballed how much I'd be willing to spend for these...